Legal

Terms Of Use and Legal Restrictions

ATTENTION: PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS WEB SITE. USING THIS WEB SITE INDICATES THAT YOU ACCEPT THESE TERMS OF USE ("TERMS"). IF YOU DO NOT ACCEPT THESE TERMS, DO NOT USE THIS WEBSITE.

Use of Site

NEC Financial Services authorizes you to view and download the materials at this website ("Site") only for your personal, non-commercial use, provided that you retain all copyright and other proprietary notices contained in the original materials on any copies of the materials. You may not modify the materials at this Site in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose. For purposes of these Terms, any use of these materials on any other website or networked computer environment for any purpose is prohibited. The materials at this Site are copyrighted and any unauthorized use of any materials at this Site may violate copyright, trademark, and other laws. If you breach any of these Terms, your authorization to use this Site automatically terminates and you must immediately destroy any downloaded or printed materials.

Use of Software

If you download software from this Site ("Software"), use of the Software is subject to the license terms in the Software License Agreement that accompanies or is provided with the Software. You may not download or install the Software until you have read and accepted the terms of the Software License Agreement.

User Submissions

Other than personally identifiable information, which is covered under the NEC Financial Services Privacy Policy, any material, information or other communication you transmit or post to this Site will be considered non-confidential and non-proprietary ("Communications"). NEC Financial Services will have no obligations with respect to the Communications. NEC Financial Services and its designees will be free to copy, disclose, distribute, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein for any and all commercial or non-commercial purposes. You are prohibited from posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate any law.

Links To Other Web Sites

Links to any non-affiliated third-party websites on this Site are provided solely as a convenience to you. If you use these links, you will leave this Site. NEC Financial Services has not reviewed all of these third-party sites and does not control and is not responsible for any of these sites or their content. Thus, NEC Financial Services does not endorse or make any representations about them, or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party sites linked to this Site, you do this entirely at your own risk.

Linking to NEC Financial Services Site

Linking This Site may contain links to Sites owned or operated by parties other than NEC Financial Services. NEC Financial Services has not reviewed the content of all sites linked to this Site. NEC Financial Services does not control outside sites and is not responsible for the content of any offsite pages or any other sites linked to this Site. Linking to any other offsite pages or other sites is at your own risk. Outside sites may contain information that some people may find offensive or inappropriate. NEC Financial Services assumes no responsibility for the screening of any site that is included as a link, and assumes no responsibility for the content, completeness, availability, accuracy, legality or decency of any linked site. NEC Financial Services does not endorse any products or services available from other sites, and it is not responsible for the failure of any linked site to provide any promised goods or services. This Site may link you to pages that may have been removed or modified since the information was last collected and indexed.

You shall not place any content from this Site in a frame on your site.
You shall not imply that NEC Financial Services endorses your site, or any products on your site.
You shall not misrepresent the relationship of your site with NEC Financial Services.
You shall not present false information about NEC Financial Services products or services.
You shall not use the NEC logo without express written permission from NEC.
Your site shall not contain material that could be construed as offensive.
Your site shall be appropriate for all age groups.
You shall not "deep link" to this Site, you shall only link to the home page at https://www.neclease.com.
You shall indemnify and hold harmless NEC Financial Services, its subsidiaries, affiliates, officers and employees from any claim brought by any third party arising out of your linking to this Site.
You agree to immediately remove your link to this immediately upon request by NEC Financial Services, or if you breach any of these linking conditions.

Availability of Products

The products displayed on this Site may not be available for purchase in your particular country or locality. The reference to such products on this Site does not imply or warrant that these products will be available at any particular time in your location.

Privacy Policy - Effective: May 1, 2024

Introduction

Protecting your privacy is important to NEC Financial Services, LLC. ("NEC", "we", "our," or "us") and we strive to keep your personal information confidential. By ensuring that you are aware of and understand this Privacy Policy ("this Policy"), we can provide you with better service. The purpose of this Policy is to inform you about the types of information we collect about you when you use our services or visit www.neclease.com and other websites that we operate which link to this Policy ("our Site"), how we may use that information, whether we disclose it to anyone, and your rights and choices as it pertains to that information.

Please take a moment to read this Policy to learn how we handle your personal information. If you have any questions regarding this Policy, please contact us using the contact information at the end of this Policy. By continuing to use our Sites and services, you agree with the terms of this Policy.

Scope

This Policy covers only data collected through the Site and not any other data collection or processing, including, without limitation, data collection practices of other web pages to which we link or data that we or our subsidiaries collect offline or through websites, products, or services that do not display a direct link to this Policy. Different or separate terms and privacy policies may apply to the solutions and services we provide to our customers.

How We Collect Information

We collect information from a variety of sources. The following are categories of sources from which information may be collected:

When you contact us via the "Contact Us" section on the Site, or otherwise actively send us data (in each such instance, you will know what data we collect through the Site, because you actively submit it);
From business partners and third-party service providers;
Automatically from your computer or mobile device through cookies and online tools (see the Cookies section of this Policy for more information); and
From our customers who request certain services to be provided to you.

Information We Collect

The specific pieces of personal information that NEC collects, uses, and shares depends on how you use our Site or services we provide to our customers.

The categories of personal information we may collect on our Site include:

Contact information (such as your name, institution, specialty, email address(es), mailing address(es), country)
Internet or other Electronic/Online Network Activity Information (such as your browser type, operating system, IP address, domain name from which you accessed the Site, type of mobile device, date and time you visit the Site, areas or pages of the Site that you visit, the amount of time you spend viewing the Site, number of times you return to the Site and other click-stream data)

To provide certain products and services, we may also collect the following categories of personal information from you:

Personal identifiers (such as your Social Security number, Driver's License/State ID number, Passport number).
Financial information (such as credit/debit card number, bank account number).
Employment/Professional information (such as occupation, title, and work experience).
Demographic information (such as age, date of birth, gender, and ethnicity).
Personal characteristics (such as veteran status, marital status, sexual orientation, and familial information).
Health-related information (such as medical history).
Biometric information (such as fingerprints, facial scanning, voice recordings, and photographs/images).
Geo-location information (such as city/state, zip code, physical location or movements).
Internet or other Electronic/Online Network Activity information (such as IP address, browsing history, search history, device type, operating system, duration of session).
Inferences drawn from the above categories of personal information reflecting your preferences, characteristics, behaviors, attitudes and abilities.

In addition to the above categories, you may provide us with additional pieces of information when you fill in a form, apply for a job, or communicate with us. To the extent permitted by applicable law, we may combine various types of data that we collect, including data from our customers or third-party sources.

Cookies

We may use cookies, web beacons or similar technologies to collect the information described above. A cookie is a small text file that may be stored on the hard drive of your computer or device when you access the Site. We may also use cookies to: (1) provide you with customized content or offers on the Site; (2) monitor Site usage; (3) remember you when you return to the Site; and (4) conduct research to improve our content and services. We do not currently respond to 'do not track' signals. You are free to decline cookies, but by doing so, you may not be able to use certain features on the Site or take full advantage of all of our offerings. Check the "Help" menu of your browser to learn how to change your cookie preferences.

How We Use Information

We use the data we collect for the following purposes:

To provide a product or service to our customers;
To respond to requests that you send us, such as orders, questions or product registrations;
To administer, protect and improve our Site and our systems;
To better understand the preferences of our Site visitors;
To compile aggregated statistics about Site usage;
To help personalize your experience of our Site;
To improve our products and services and other internal business purposes;
To provide you with information about our technologies, product or service releases, news, and other communications; and
Any other use we describe at the point where we collect the data.

Disclosures of Personal Information

We do not share your personally identifiable information with others, except as follows:

Affiliated Entities. We may share your personal information to our subsidiaries and corporate affiliates, including future subsidiaries and affiliates of NEC to use your information consistent with this Policy;
Third Party Service Providers. We may share personal information with Third Party Service Providers who provide us with services, such as data analysis, online advertising, payment processing, order fulfillment, IT services, customer service, and other similar services. We grant our service providers access to personal information only to the extent needed for them to perform their functions, and require them to protect the confidentiality and security of such personal information;
Commercial Partners. We may share personal information with unaffiliated third parties who partner with us to deliver our services or on our commercial activities. Depending on the choices you have made and the nature of the joint activity, these third parties may contact you regarding products or services of interest. However, we do not sell personal information with unaffiliated third parties for their own marketing purposes;
As required by law or in the interest of protecting or exercising our or others' legal rights, e.g., without limitation, in connection with requests from law enforcement officials and in connection with court proceedings;
Business Transfers or Assignments. In the event of any reorganization, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including without limitation in connection with any bankruptcy or similar proceedings), we may transfer any information that we collect from site users or offline to a third party;
Where you have granted us permission, and we reserve the right to fully use and disclose any information collected via the Site that is not in personally identifiable form.

NEC does not sell your personal information for money. We may share your personal information with third parties and service providers for the purposes described in this Policy.

Your Rights

Depending on your jurisdiction, applicable law may entitle you to certain rights and choices as it pertains to your personal information, including the right:

To know the categories and/or specific pieces of personal information collected about you, including whether your personal information is sold or disclosed and the purpose, and with whom your personal information was shared;
To request deletion of personal information;
To access a copy of the personal information we retain about you;
To opt-out of the sale of personal information; and
To non-discrimination based on the exercise of a consumer's privacy rights.

Security

Transmissions over the Internet are never 100% secure or error-free. While we take reasonable steps to protect your personal information from loss, misuse, and unauthorized access, disclosure, alteration, and destruction, we cannot warrant the security of any information users transmit to us.

Remarketing Notice

We may engage some third-party vendors, including Google, in remarketing activities online. While these activities are outside of the scope of this Policy, we wish to make you aware of them and your rights:

We may remarket through third-party vendors, including Google, to show our ads on sites across the Internet.
Third-party vendors, including Google, use cookies to serve ads based on someone's past visits to our Site.
You can opt-out of Google's use of cookies by visiting Google's Ads Settings. Alternatively, you can opt-out of a third-party vendor's use of cookies by visiting the Network Advertising Initiative opt-out page.

Children and Minors

We do not knowingly collect or use any information from children (we define "children" as minors younger than 13). We do not knowingly allow children to use our products, services, or communicate with us. If you are a parent and become aware that your child has provided us with information, please contact us using the contact information at the end of this Policy, and we will work with you to address the issue.

Amendments

This Privacy Policy is effective May 1, 2024. We may update and amend this Privacy Policy from time to time, so please check the most recently posted version whenever you visit this Site.

Contact Us

If you have questions about your personal information or your rights under this policy, please feel free to contact us at privacy@neclease.com or at the following address:

Customer Information Privacy Practices
c/o Legal Department
NEC Financial Services
250 Pehle Avenue Suite 203
Saddle Brook, NJ 07663

Information Security

NEC Information Security Statement

To contribute to society by offering better products and services, we consider it to be our duty to protect the information assets we keep for our customers and partners as well as our own information assets. To achieve this, NEC Financial Services declares the adoption of this information security statement and its implementation.

We makes efforts to maintain an information security management system and to control its information assets appropriately.
We builds up its internal rules and regulations so that they are in line with this statement.
We continuously offers the training that is necessary to maintain information security.
We implements human, organizational, and technological security controls to protect its information assets from unauthorized access, leakage, modification, theft/loss, denial of service attacks, or any other threat.
We makes efforts to rapidly locate the root cause, keep damage to a minimum and prevent the recurrence if an incident posing a threat to information assets should occur.
We complies with the laws and regulations as well as the national guidelines, the social standards and norms related to information security.
We continuously reviews and improves those activities listed above.

Exercising Your Rights

In connection with promotions or other special projects, we may ask you specifically whether you have objections against a certain kind of data use or sharing. If you opt-out under such circumstances, we will respect your decision.

If personal information you have submitted through the Site is no longer accurate, current, or complete, and you wish to update it, please contact us and upon appropriate request we will usually be glad to update or amend your information, but we reserve the right to use information obtained previously to verify your identity or take other actions that we believe are appropriate.

To exercise any other rights as described in this Policy, please submit a verifiable request by contacting us using the contact information at the end of this Privacy Policy. Because we take the protection of your information seriously, in order to process this request, your identity must be verified. We reserve the right to verify your identity in connection with any requests regarding personal information to help ensure that we provide the information we maintain to the individuals to whom it pertains, and allow only those individuals or their authorized representatives to exercise rights with respect to that information. If you are an authorized agent or parent/guardian making a request on behalf of an individual or your minor child, we may require and request additional information to verify that you are authorized to make that request.

We reserve the right to deny your request if we cannot verify your identify. Where we deny your request in whole or in part, we will inform you of the denial, provide an explanation of our actions, and the reason(s) for the denial.

We will not restrict or deny you access to our services because of choices and requests you make in connection with your personal information.

Contact Us

If you have questions about your personal information or your rights under this policy, please feel free to contact us at privacy@neclease.com or at the following address:

Customer Information Privacy Practices
c/o Legal Department
NEC Financial Services
250 Pehle Avenue Suite 203
Saddle Brook, NJ 07663